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![\"Auto](\"https:\/\/www.dealerfireblog.com\/buyevscars\/wp-content\/uploads\/sites\/582\/2020\/09\/bigstock-Insurance-Policy-And-Pointing-380732251_b.jpg\")
<\/figure><\/div>\n\n\n\nHow to Lower Insurance Rates<\/h3>\n\n\n\n
There\u2019s no equation that will just magically lower your rates, but there are a few practices that will brings down those payments over time:<\/p>\n\n\n\n
- Drive carefully<\/li>
- Pick a low-risk vehicle<\/li>
- Try a higher deductible<\/li>
- Pay bills on time<\/li>
- Inquire about discounts<\/li><\/ul>\n\n\n\n
Drive Carefully<\/h3>\n\n\n\n
Obviously, the more cautious you are while driving, the less likely you are to get in an accident. Similarly, if you\u2019re driving carefully and abiding by traffic laws, you\u2019re less likely to be pulled over and ticketed. By keeping accidents and traffic violations off your record, your insurance rates go down.<\/p>\n\n\n\n
Pick a Low-Risk Vehicle<\/h3>\n\n\n\n
Every vehicle has different insurance rates. Generally, performance and high-end luxury vehicles will have higher rates than a run-of-the-mill sedan or SUV. So, if you\u2019re car shopping, keep that in mind.<\/p>\n\n\n\n
Try a Higher Deductible<\/h3>\n\n\n\n
To many, this might seem counterintuitive. You want lower deductibles, right? Well, it depends. If you don\u2019t get in accidents often and get can pay more upfront if one does happen, then a higher deductible means lower payments. And if you\u2019re a careful driver, that means lower all-around costs.<\/p>\n\n\n\n
Pay Bills on Time<\/h3>\n\n\n\n
Paying your bills on time leads to better credit scores. And like with many other areas of finance, higher credit equals better available rates. If you have trouble paying on time, you can always try the higher deductible trick mentioned above.<\/p>\n\n\n\n
Inquire about Discounts<\/h3>\n\n\n\n
Ask your insurance company which discounts they offer and who\u2019s eligible for them. Some organizations may get discounts from your insurance company. Setting up auto payments may also get you a discount. Sometimes, insurance companies offer discounts for having certain safety features installed, like a dashcam. There are many different things that may make you eligible for a discount.<\/p>\n\n\n\n
Calculate Your Savings With EVS<\/h3>\n\n\n\n
If you\u2019re looking to get a new car, Eric Von Schledorn has numerous tools to save you money. For instance, you can use our trade-in calculator<\/a> to see how much your old vehicle can save you on a new one. Are you planning on upgrading to something with better fuel mileage? Check how much cash the switch will net you with our fuel savings calculator<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"
The 5 Easiest Ways to Get Better Insurance Rates Auto insurance can be frustrating. It feels like you pay an arm and a leg for decent coverage just to have your rates jacked up if you actually use it. However, there are a few ways to get lower rates that you might not be using. […]<\/p>\n","protected":false},"author":1,"featured_media":4122,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[],"yoast_head":"\n\n\n\n\n\n\n\n\n\n\n\t\n\t\n\n\n\t\n