Car insurance is one of the most boring topics to talk about, but sometimes it’s necessary. Everyone who has a car likely also has some form of car insurance. Of course, insurance isn’t always cheap and it can be a financial burden. Check out a few simple ways you can save on car insurance.
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How to save money on car insurance
Don’t just go with the first plan you find. If you do your due diligence, you will find several different options, and they are bound to have different prices. Call different insurers, ask the right questions, and take your time. If you do this, you should be able to find more affordable coverage plans.
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Raise your deductible
Your deductible is the amount of money you must pay before your insurance company picks up the rest of the claim. If this amount is raised, your monthly premium (the amount you pay per month regardless) will go down. This is a risk, of course, but it will save you money as long as you don’t have to file a claim.
Bundle and ask about discounts
Most insurers will offer discounts if you bundle auto, home, or other kinds of insurance. They also offer tons of discounts for many different reasons and if you just ask about them, your agent will happily go over options with you. A little know-how and some savviness are all it takes to save money on car insurance.